Contact
Householdfinanceauthority.com covers household finance topics across the full spectrum of American domestic financial life — from budgeting strategies and debt payoff methods to retirement planning and life-stage transitions. This page explains who the site serves, how to reach the editorial team, what to include when making contact, and what a reasonable response timeline looks like.
Service area covered
The site operates at national scope, addressing household finance topics relevant to residents across all 50 US states. Content is organized around the financial realities of American households — meaning the tax references point to the IRS, insurance discussions reference state-regulated markets, and retirement content reflects federal contribution limits and ERISA-governed structures.
A few things worth clarifying about what falls inside and outside the scope of what gets addressed here:
In scope:
- Editorial corrections or factual disputes about published content
- Questions about which pages cover a specific financial topic
- Research inquiries, academic use, or attribution requests
- Partnership or licensing discussions related to content
Outside scope:
- Personalized financial advice for individual circumstances
- Legal or tax guidance specific to a person's situation
- Product recommendations for specific financial accounts, lenders, or advisors
- Debt counseling or crisis intervention (for that, the CFPB's Find a Counselor tool and the National Foundation for Credit Counseling at 1-800-388-2227 are established starting points)
The distinction matters because this site functions as a reference resource — the kind of place where someone learns how a debt-to-income ratio works before walking into a lender's office, not the place that replaces the lender's office. It is built for informed decision-making, not for decisions themselves.
What to include in your message
The difference between a message that gets a useful response and one that disappears into the void is almost entirely about specificity. A message that says "I found an error" is genuinely hard to act on. A message that says "The 50/30/20 page states the needs threshold is 60% — the original Senators/Warren framework puts it at 50%" is immediately actionable.
When reaching out, include:
- The specific page URL or title — not just a general topic area. The site covers over 50 distinct topic pages, and without a direct reference, routing a message to the right context takes unnecessary time.
- The exact passage in question — a direct quote, or at minimum the section heading, for any factual dispute or correction request.
- The source supporting the correction — a named publication, a government agency document, or a statute citation. Anonymous corrections without sourcing enter a longer review queue.
- The nature of the inquiry — editorial correction, research inquiry, licensing question, or general feedback. These route differently.
- A reply address — obvious, but worth stating. Messages sent without a return address are read but cannot be answered.
For partnership or licensing discussions, include the organization name and a brief description of the intended use. Academic or journalistic requests citing the institution and publication are processed ahead of general inquiries.
Response expectations
Editorial corrections that include a named source and a specific passage are typically reviewed within 5 business days. If the correction is verified, the page is updated and the sender receives a brief confirmation.
General feedback and research inquiries operate on a longer timeline — 10 to 15 business days is a realistic expectation, particularly for questions that require pulling sourcing documentation or coordinating across topic areas.
Partnership and licensing discussions are handled case by case. Initial responses acknowledge receipt within 5 business days; substantive replies depend on the complexity of the request.
Two things do not happen here: automated acknowledgment emails and guaranteed responses to every message. The editorial team reads what comes in, but a message that asks for personalized financial advice — however thoughtfully worded — will not receive a response that constitutes advice, because that would be a misuse of what this resource is designed to do.
Additional contact options
For readers who land on this page looking for financial help rather than editorial contact, a few established national resources are worth knowing:
- CFPB (Consumer Financial Protection Bureau): consumerfinance.gov — complaint filing, financial tool access, and educational resources across credit, debt, mortgages, and more.
- National Foundation for Credit Counseling (NFCC): operates a network of nonprofit credit counselors across the US; reachable at 1-800-388-2227.
- IRS Free File: for tax questions and filing assistance, irs.gov/freefile provides guided preparation for households under the income threshold (set at $79,000 adjusted gross income for the 2023 filing year, per IRS).
- USA.gov financial assistance finder: usa.gov/benefits — a federal portal connecting households to assistance programs by category and state.
The household finance glossary and frequently asked questions pages resolve a significant share of terminology and concept questions without requiring a message at all — worth checking before writing in.
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